ATLAS
Wealth planning
High earners in Germany lose €8,000+ every year to avoidable taxes and social contributions. We reduce that burden.
ATLAS · Würzburg
Three pillars
01
Pillar 01
Being insured correctly is not the same as being insured a lot.
02
Pillar 02
The same ETF, taxed in two very different ways.
03
Pillar 03
Paying tax or building wealth. Sometimes that is the same decision.
Expats
We specialise in international clients, understand what matters to them, and advise fluently in English.
Book a call →Employees
Above roughly €70,000 taxable income, 42 cents of every extra euro go to the tax office. We change that ratio.
Book a call →Entrepreneurs
Investment deductions, a pension outside the company, and cover for the people your business depends on.
Book a call →The people behind it
In their words
„Atlas takes the time to truly understand our life situation, not just our finances. They built us a plan that thinks years ahead and adapts as life changes.“
Markus B. · Wealth planning
Atlas takes the time to truly understand our life situation, not just our finances. They built us a plan that thinks years ahead and adapts as life changes.
Markus B. · Wealth planningI came in with no financial background and left with a clear plan I actually understood. Yannik explains complex topics without making you feel lost. Calm, thorough, and set on getting it right.
Client · Financial planningAs an expat, trust is everything when it comes to financial advice. Valentin understood that from the first conversation. Patient, precise, and he takes the time until you feel confident in every decision.
Client · Expat in GermanyFrequently asked
We start with a phone call. You tell us where you stand and what is on your mind. If there is a fit, we follow up with a personal financial analysis and a written plan that is yours to keep.
No hard minimum. Our work is most valuable for high earners and entrepreneurs in Germany who carry a significant tax and social security burden and want their finances to work harder.
Depending on the best solution for you, we work on a fee basis or receive a commission from product providers. Either way, we explain our compensation clearly at the start of the first meeting.
Three things, in order. First, health insurance: mandatory within weeks of arrival, and the public versus private decision has long-term consequences. Second, personal liability insurance: inexpensive, non-negotiable in Germany, often overlooked by expats. Third, your tax class and pension options. Everything else can wait.
It depends on your income, age, family situation and how long you plan to stay in Germany. It is one of the most consequential financial decisions you make here. We run both scenarios with numbers specific to you.
Both. Our team sources, holds and sells properties from our own portfolio and through a network of vetted developer partners across Germany. Clients get access before properties hit the open market, with financing and tax structuring built in from day one.
How it works
30 minutes by phone or video. You tell us where you stand and what is on your mind.
If there is a fit, we work through your finances together. The result is a written plan that is yours to keep.
We walk you through the right products and strategies. You decide what to move forward with. We handle the rest and stay your point of contact.
Free call
30 minutes, free and without obligation. One of us calls you back, usually on the same working day.
Request received
One of us will call you on , usually on the same working day. A short confirmation goes to .
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