Private Wealth Management

Your wealth,
navigated.

High earners in Germany lose €8,000+ every year to avoidable taxes and social contributions. We reduce that burden.

Request a free call Explore services

I / IIIRESULT

8,000+€

Avg. annual savings

The average Atlas client identifies untapped savings and tax optimisation within the first sessions.

II / IIILANGUAGE

DE/EN

Bilingual Advisory

We advise fluently in both German and English — nothing gets lost in translation.

III / IIISCOPE

360°

All in one

Insurance, investments, real estate, wealth management — we think your finances as a whole.

What we do

Full-spectrum
financial advisory.

Full-spectrum financial guidance for high earners and entrepreneurs in Germany.

Real Estate

We source, renovate and sell properties across Germany. Financing and administration included. Structured correctly, you secure €5,000 or more in annual tax savings.

Explore Real Estate

Investments

Portfolio strategy, ETFs, funds, private pension and precious metals. Built entirely around your goals.

Insurance

Private health, life, disability and more. Right coverage, no gaps. PKV alone can save you up to €2,000+ in annual social contributions.

For Expats in Germany

New to Germany?
We've got you.

The German financial system is complex, even for locals. For expats, it's a different world. We built Atlas specifically for international professionals and entrepreneurs — insurance, pensions, taxes, and investments, all in English, with the precision it deserves.

Talk to us in English

🇬🇧 United Kingdom 🇺🇸 USA 🇫🇷 France 🇮🇳 India 🇨🇦 Canada 🇦🇺 Australia 🇧🇷 Brazil 🇬🇧 United Kingdom 🇺🇸 USA 🇫🇷 France 🇮🇳 India 🇨🇦 Canada 🇦🇺 Australia 🇧🇷 Brazil

🇮🇹 Italy 🇪🇸 Spain 🇨🇴 Colombia 🇵🇰 Pakistan 🇳🇱 Netherlands 🇵🇱 Poland 🇹🇷 Turkey 🇯🇵 Japan 🇮🇹 Italy 🇪🇸 Spain 🇨🇴 Colombia 🇵🇰 Pakistan 🇳🇱 Netherlands 🇵🇱 Poland 🇹🇷 Turkey 🇯🇵 Japan

🇨🇭 Switzerland 🇸🇪 Sweden 🇰🇷 South Korea 🇿🇦 South Africa 🇲🇽 Mexico 🇷🇴 Romania 🇵🇹 Portugal 🇬🇷 Greece 🇨🇭 Switzerland 🇸🇪 Sweden 🇰🇷 South Korea 🇿🇦 South Africa 🇲🇽 Mexico 🇷🇴 Romania 🇵🇹 Portugal 🇬🇷 Greece

Who we are

Meet the team
behind Atlas.

Founders

20+

Years combined experience

Combined, our team brings over 20 years of experience in financial advisory, wealth management, and real estate investment across Germany.

Vitali
Freisinger

Yannik
Weber

Heiko
Himmel

Valentin
Bockstaller

In their words

Calm advice, when
it mattered most.

Wealth · Planning

Valentin takes the time to truly understand your life situation, not just your finances. He built us a plan that thinks years ahead, and adapts as life changes. His patience and attention to detail are unlike anything we've experienced with an advisor before.

Markus B.

Insurance · Investments

I came in with no financial background and left with a clear plan I actually understood. Yannik has a rare ability to explain complex topics without making you feel lost. Calm, thorough, and genuinely invested in getting it right.

Priya L.

Expat · Advisory

As an expat, trust is everything when it comes to financial advice. Valentin understood that from the first conversation. He's patient, precise, and genuinely takes the time to make sure you feel confident in every decision.

Rahul T.

Investments · Tax

Yannik put together a detailed concept covering investments, health insurance, and pension-based tax optimisation, and walked us through every step. The quality of preparation and consistency of communication made all the difference.

Thomas R.

Wealth · Planning

Valentin's consultations are thorough without being overwhelming. He works through every question carefully and never rushes the process. Exactly the kind of advisor you want handling complex financial decisions.

Alexander K.

Wealth · Strategy

Valentin doesn't offer off-the-shelf solutions. Everything he prepared was tailored to my specific situation and he continues to adjust the strategy as my circumstances evolve.

Arjun M.

How it works

Simple. Transparent.
No obligation.

Introductory Call

We start with a phone call. You tell us where you stand and what's on your mind.

Personal Financial Analysis

We work through your financial situation together. The result is a finished exposé that's yours to keep, whether we work together or not.

iii

Advisory & Implementation

Based on the analysis, we walk you through the right products and strategies for your situation. You decide what to move forward with — we handle everything from there.

We start with a phone call — you tell us where you stand and what's on your mind. No pitch, no obligation. If there's a fit, we follow up with a personal financial analysis and put together a finished exposé that's yours to keep, whether we work together or not.

No hard minimum. But our work is most valuable for high earners and entrepreneurs in Germany who carry a significant tax and social security burden and are looking to make their finances work harder for them.

Depending on what solution is best for you, we work either on a fee basis or receive a referral commission from product providers. Either way, we explain our compensation model clearly at the start of our first meeting — no hidden incentives, no surprises.

Three things, in order. First: health insurance, mandatory within weeks of arrival, and the public vs. private decision has long-term consequences you can't easily undo. Second: personal liability insurance, inexpensive, non-negotiable in Germany, and often overlooked by expats. Third: understanding your tax class and pension options. Everything else can wait until you're settled. Request a free call and we'll walk you through it.

It depends on your income, age, family situation, and how long you plan to stay in Germany. This is one of the most consequential financial decisions an expat makes here and we run through both scenarios with numbers specific to your situation before you commit to anything.

Both. Our real estate team sources, holds, and sells properties directly from our own portfolio as well as through a network of vetted developer partners across Germany. That means our clients get access to properties before they hit the open market, with financing and tax structuring built in from day one.

Your wealth,
navigated.

Full-spectrum
financial advisory.

New to Germany?
We've got you.

Meet the team
behind Atlas.

Insights for your wealth.

Calm advice, when
it mattered most.

Simple. Transparent.
No obligation.

Request your free analysis
and get your exposé.

Your wealth, navigated.

Full-spectrumfinancial advisory.

New to Germany?We've got you.

Meet the teambehind Atlas.

Insights for your wealth.

Calm advice, whenit mattered most.

Simple. Transparent.No obligation.

Request your free analysisand get your exposé.

Your wealth,
navigated.

Full-spectrum
financial advisory.

New to Germany?
We've got you.

Meet the team
behind Atlas.

Calm advice, when
it mattered most.

Simple. Transparent.
No obligation.

Request your free analysis
and get your exposé.